As Medicare evolves, so do the tactics used by scammers to exploit seniors. With the growing population of Medicare consumers, there are more scammers than ever using increasingly sophisticated methods to steal personal information and money. Fraudulent schemes targeting Medicare beneficiaries have been on the rise. Here’s what to watch for in 2025 and how to protect yourself.
Common Medicare Scams in 2025
- Fake Medicare Card Scams: Scammers call seniors claiming they need to issue a “new” Medicare card and request personal information.
- Phony Enrollment Scams: Fraudsters pose as Medicare representatives offering special enrollment deals to trick seniors into sharing their Medicare numbers.
- Medical Equipment Fraud: Some scammers offer free medical equipment in exchange for Medicare details, then bill Medicare for services never provided.
- COVID-19 & Telehealth Fraud: Some fraudsters falsely claim that Medicare covers COVID-related services or telehealth benefits, billing for non-existent treatments.
- Genetic Testing Fraud: Scammers convince beneficiaries to take unnecessary genetic tests, which are then billed to Medicare.
How to Protect Yourself from Medicare Scams
✅ Never Share Your Medicare Number: Treat your Medicare number like your credit card—only share it with trusted healthcare providers.
✅ Beware of Unsolicited Calls: Medicare will never call you unexpectedly to ask for personal details.
✅ Verify Offers Directly with Medicare: If something sounds too good to be true, contact Medicare directly at 1-800-MEDICARE.
✅ Review Your Medicare Statements: Regularly check your Medicare Summary Notices (MSNs) and Explanation of Benefits (EOBs) for unauthorized charges.
✅ Report Suspicious Activity: If you suspect fraud, report it to the Senior Medicare Patrol (SMP) or the Federal Trade Commission (FTC).
Final Thoughts
With the growing number of Medicare consumers, scammers are becoming more advanced, but staying informed and vigilant can help you avoid falling victim to fraud. By safeguarding your personal information, verifying offers, and reporting suspicious activity, you can protect your Medicare benefits and financial security.
📢 Need Help with Medicare Enrollment? ? Contact a trusted Medicare advisor to ensure you’re making safe and informed choices!
