Medicare is a federal health insurance program available only to eligible citizens and legal residents of the United States and is run by the Centers for Medicare & Medicaid Services (CMS).
The federal health insurance program known as Medicare covers:
- Those 65 years of age or older
- Young disabled youths
- End-stage renal disease patients (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)
Who Can Benefit from Medicare in Massapequa, NY
While nationally available, the Medicare and Medicaid federal health insurance plan is only accessible to certain people. Only the following people can benefit:
Men and Women over 65 years of age
Youths with a disability
Patients with diagnosed ESRD (End Stage Renal Disease) including those with renal failure either on dialysis or in need of a transplant
Contact your local Medicare Agent in Massapequa NY to find out if you are eligible.
Medicare Massapequa, NY
New York is one of four states that have guaranteed issue Medicare supplemental / Medigap insurance. This combined with higher medical costs in NY make it the most expensive state to by a Medigap plan. The town of Massapequa has many Medicare options to choose from. There are 12 Medicare supplement plans offered and 77 Medicare Advantage plans including dual eligible and other special needs plans. Finally, there 19 stand-alone Part D drug plans offered. With this many choices it is good to have a local licensed Medicare agent to help you sort through everything.
A total of 3,703,618 New York residents were enrolled in Medicare at the end of the 2021 financial year. This represents approximately one-fifth of the population. Of those who benefited almost 13% were under the age of 65
Understanding Medicare Plans in Massapequa, NY
The top independent agency for Medicare advice in the Massapequa, NY area is the Modern Medicare Agency. The well-trained and highly experienced agents, Have helped thousands of individuals with their Medicare options. With their support, you will fully understand the important differences between Medigap, Medicare Advantage and Medicare Part D and obtain the best Medicare Advice in Massapequa, NY.
Medicare Advantage Agent in Massapequa, NY
Medical Advantage (MA) is the ideal solution for many people. This health insurance provides comprehensive coverage that works like a traditional insurance plan. Medicare advantage plans will cover both Parts A & B and usually cover Part D drugs as well. Medicare advantage plans have contracts with the government and must cover all Part A & B benefits as good or better than original Medicare, and many times offer many extras that are not covered by original Medicare. These plans will have networks such as HMO or PPO and are offered by private insurance carries like Aetna, Humana, Empire BCBS, United Healthcare and more.
Medigap Agent in Massapequa, NY
Medigap is the perfect solution to cover any gaps in existing or original Medicare Plans. Often called a Medical Supplement, Medigap plans ensure you are fully covered with ease at as little cost as possible. For detailed and easy-to-understand advice on your Medigap requirements speak to your Medicare Agent in Massapequa NY.
Medicare Part D Massapequa, NY
All Medicare part D plans are offered by private companies, but they have strict government guidelines that they must follow to participate. Part D plans all have to cover a certain list drug that CMS The Center of Medicare & Medicaid services provides, and they can add additional drugs to enhance their plan offerings. All 19 plans in NY state have different drug formularies and co-pays, deductibles, coinsurance, and premiums.
Benefits of Using a Medicare Agent in Massapequa NY
Using a local Medicare Agent in Massapequa NY has many benefits we are experts with all the local plans and have great relationships with the carriers so we can save you both time and money when choosing coverage. We are independent agents that work with all the major carriers as well as some local & regional ones as well. All of our services are always free and we provide year round customer service.